The revised OIR-B1-1802 wind mitigation form took effect April 1. Surplus-lines underwriters are rejecting submissions with mismatched documentation, expired permits, and incomplete evidence. CoastProof produces underwriter-ready packages in 48 hours — so your hard-to-place coastal properties actually bind.
For surplus-lines and wholesale brokers · South Florida
Apr 1, 2026
Revised OIR-B1-1802 form took effect
$1,500–3,500
Per-audit revenue to your brokerage
48 hrs
Turnaround on underwriter-ready packages
From property address to bindable file in 48 hours.
Address and policy details. We pull permits, building attributes, and product approvals automatically.
Licensed 1099 inspectors capture wind mitigation evidence. Our platform matches it against county records and QAs every field.
A complete OIR-B1-1802 package your underwriter can approve without a re-inspection. Delivered to your portal in 48 hours.
We pull building permits, product approvals, and NOAs directly from Miami-Dade, Broward, and Palm Beach databases. No manual lookups.
Every photo, every reading, every field is validated against the OIR-B1-1802 spec before it reaches your underwriter.
Property address in, bindable package out. Licensed inspectors on-site within 24 hours in the tri-county area.
Download the complete package from your dashboard. Share directly with underwriters. Full audit trail on every file.
Tell us about your book and we'll send you a sample CoastProof audit package — so you can see exactly what your underwriter receives.